01Why think about it in advance?
Because an unplanned property often becomes a problem for those left behind: stuck for years, disputed between heirs or sold in a hurry at the wrong price.
Co-ownership that is hard to manage, heirs living far away, documents not in order, homes too large or costly to keep, no cash for equalisation payments and taxes: these are the situations I see most often. Valuing each property in good time lets you choose the best option calmly, and leave assets that are tidy and easy to manage.
02You own property: what can I do for you?
A reasoned list of the properties, with the condition, documents, income and costs of each.
Market value today and potential value, if renovated, subdivided or let.
What to keep, what to sell and when, how to secure income and peace of mind over time.
Assets in order and choices already made, to be defined with your notary and accountant: gifts, bare ownership, division during your lifetime.
03You have inherited property: where do you start?
A clear, reasoned reference value accepted by all heirs: the basis for dividing without disputes.
Planning and cadastral checks, and coordination with a surveyor if irregularities must be resolved before selling.
Who keeps what, with which equalisation payments, what is worth selling and how: decisions based on figures, not impressions.
For heirs living in other cities or abroad: viewings, documents and negotiations handled by me, with regular updates.
04What options are there for each property?
Many more than just selling. For each property I compare the value, timing, costs and income of each option.
All at once or gradually, with planned price and timing. Also useful to raise the cash needed for equalisation payments and taxes.
For whole buildings, freestanding properties, buildings to redevelop or convert: a single negotiation, also through a tender among several investors.
The owner sells the bare ownership and keeps the usufruct: they keep living there or collecting the rent, and get cash straight away.
A large apartment split into smaller units that are easier to sell or let: the total value often increases, and each heir can have their own unit.
Keep the property and let it after targeted works: long lets with the flat-rate “cedolare secca”, medium-term or short lets.
For properties to redevelop: a joint operation with a developer, also funded through real estate crowdfunding, sharing the result.
Each heir receives assets of equivalent value, with equalisation payments if needed, starting from a valuation everyone accepts.
Giving during your lifetime, even bare ownership only, or allocating assets to institutions and foundations, with the notary and advisers.
An example: three siblings inherit a 250-square-metre apartment in the city centre. None of them wants to live there, and selling it as a whole takes time. By subdividing it into three units, each can keep, let or sell their own, and the total value usually exceeds that of the whole apartment.
For a first estimate of a subdivision you can use the calculator on the site; the real valuation is done on the property, with the actual project and costs. Try the subdivision calculator →
05How do I work?
- ListeningFirst meeting
The family’s situation, the properties, the goals: income, cash, peace of mind, fairness among heirs.
No obligation
- Mapping and documentsThe first weeks
I collect and check the documents of each property and flag what needs to be put in order.
Titles, floor plans, land registry
- Valuation and scenariosStraight after
For each property, its value and a comparison of the possible options, with timing, costs and income.
A clear document
- DecisionWith the family and advisers
The choice is made together; the notary and accountant define the legal and tax aspects.
Notary and accountant
- ExecutionUp to completion
Sale, tender among investors, subdivision, letting: I follow each operation up to the deed.
A single contact
Legal and tax aspects, such as gifts, inheritance, usufruct and taxes, are always defined with the family’s notary and trusted advisers. My role is to value the properties, compare the possible options and handle the operations.